How to Obtain a Bonded Title in Texas (Step-by-Step Guide)

If you bought a vehicle but didn’t receive a proper title, don’t panic—you may still be able to legally register the vehicle in your name using a bonded title.

Here’s exactly how the process works in Texas.

What Is a Bonded Title?

A bonded title is a type of title issued by the Texas Department of Motor Vehicles when ownership cannot be proven with standard documents.

It protects:

• Previous owners

• Lienholders

• The state

If someone later proves that they own the vehicle, the bond covers any potential losses.

When Do You Need a Bonded Title?

You may need a bonded title if:

• You lost the title before transferring it

• The seller never gave you the title

• The title is misspelled

• You bought a vehicle with only a bill of sale

• The title is damaged, torn, or destroyed.

If there are liens on the vehicle, you’ll need to resolve them first before you can qualify.

Step 1: Check if you qualify

Before you begin, please confirm:

• The vehicle has not been reported stolen

• There are no active liens

• The vehicle is eligible for registration in Texas

A title check (VIN inspection + records search) is highly recommended in this case.

Step 2: Obtain a Bonded Title Determination

Submit:

• Form VTR-130-SOF (Statement of Fact)

• Any other supporting documents. You’ll need to present your ID and any proof of purchase you have. If you don’t have any, explain why on the VTR-130-SOF.

To your local DMV office.

They will determine:

• If you are eligible

• The value of the vehicle

• The required bond amount (usually 1.5 times the vehicle's value)

Step 3: Purchase a Surety Bond

Once you receive your determination, you’ll need to purchase a title bond for the required amount.

This is usually inexpensive; you do NOT pay the full bond amount, just a small percentage.

Example:

• Vehicle value: $5,000

• Bond amount: $7,500

• Cost: ~$100–$200 (varies)

We sell surety bonds. Contact us or purchase one directly online here.

Step 4: Submit Your Documents

Bring the following items to your local county tax office:

• Surety bond

• Bonded title determination letter

• Form 130-U

• Valid ID

• Proof of insurance

• Emissions Inspection (if applicable)

• Payment of title and registration fees

Step 5: Receive Your Bonded Title

Once approved, you’ll receive a bonded title in your name.

Important:

• The bond remains active for 3 years

• After three years, the “bonded” designation is removed

Common Mistakes to Avoid

• ❌ Skipping the title check (may result in denial)

• ❌ Buying the wrong bond amount

• ❌ Ignoring existing liens

• ❌ Filling out forms incorrectly

Final Thoughts

A bonded title is one of the most common ways to resolve title issues in Texas, and when done correctly, it’s a straightforward process.

If you’re not sure where to start, getting help can save you time and prevent costly mistakes.

Need Help With a Bonded Title?

At Tejano Multiservices, we help you:

• Run title checks

• Please complete all required forms

• Get your bond quickly

• Submit everything correctly

• We can also handle and submit all the necessary steps for you for a flat fee.

📍 Visit us or contact us today to get started!