How to Get a Bonded Title in Texas (Step-by-Step Guide)
If you bought a vehicle but didn’t receive a proper title, don’t panic, you may still be able to legally put the vehicle in your name through a bonded title.
Here’s exactly how the process works in Texas.
What Is a Bonded Title?
A bonded title is a type of title issued by the Texas Department of Motor Vehicles when ownership can’t be proven with standard documents.
It protects:
Previous owners
Lienholders
The state
If someone later proves they own the vehicle, the bond covers potential losses.
When Do You Need a Bonded Title?
You may need a bonded title if:
You lost the title before transferring it
The seller never gave you a title
The title is signed incorrectly
You bought a vehicle with only a bill of sale
The title is mutilated, ripped, or destroyed.
If the vehicle has liens—you’ll need to handle those first before qualifying.
Step 1: Check If You Qualify
Before starting, confirm:
The vehicle is not reported stolen
There are no active liens
The vehicle is eligible for titling in Texas
A title check (VIN inspection + records search) is highly recommended here.
Step 2: Get a Bonded Title Determination
Submit:
Form VTR-130-SOF (Statement of Fact)
Any other supporting documents. You’ll need to present your ID and any proof of purchase you have. If you don’t have any, explain it on the VTR-130-SOF.
To your local txDMV office.
They will determine:
If you qualify
The value of the vehicle
The required bond amount (usually 1.5x the vehicle value)
Step 3: Purchase a Surety Bond
Once you receive your determination, you’ll need to buy a title bond for the required amount.
This is typically inexpensive, you do NOT pay the full bond amount, just a small percentage.
Example:
Vehicle value: $5,000
Bond amount: $7,500
Cost: ~$100–$200 (varies)
We sell Surety Bonds, contact us or buy one directly online here.
Step 4: Submit Your Documents
Bring the following to your local county tax office:
Surety bond
Bonded title determination letter
Form 130-U
Valid ID
Proof of insurance
Emissions Inspection (if applicable)
Payment for title & registration fees
Step 5: Receive Your Bonded Title
Once approved, you’ll receive a bonded title in your name.
Important:
The bond stays active for 3 years
After 3 years, the “bonded” designation is removed
Common Mistakes to Avoid
❌ Skipping the title check (can lead to denial)
❌ Buying the wrong bond amount
❌ Ignoring existing liens
❌ Filling out forms incorrectly
Final Thoughts
A bonded title is one of the most common ways to fix title issues in Texas and when done correctly, it’s a straightforward process.
If you’re unsure where to start, getting help can save you time and prevent costly mistakes.
Need Help With a Bonded Title?
At Tejano Multiservices, we help you:
Run title checks
Complete all required forms
Get your bond fast
Submit everything correctly
We can also handle and submit ALL steps for you for a flat fee.
📍 Visit us or contact us today to get started!